Cat Health Insurance: Is It Right for You?

August 1st, 2018

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With the rising cost of veterinary care associated with technological advances in treating your feline companions, you may want to consider cat health insurance. The policy can help you plan for your pet’s healthcare and give you peace of mind knowing that your plan will offset most of the costs of diagnosing, treating, and managing any illness or injury.

Comparing Cat Health Insurance Plans

When shopping for cat health insurance, start by comparing what different providers offer. A side by side comparison of policies will help you visualize the difference in plans, premiums, deductibles, copays, sample reimbursements, and plan details. Make sure that you have a clear understanding of the policy including any limitations or exclusions. Ask about coverage for pre-existing conditions, routine or wellness care, as well as emergency treatments. Find out if premiums will increase as your furry friend ages or if you submit any claims. Some insurance providers offer add-on options you may want, including dental care, travel insurance, and more.

Additional information you need to know before signing up for your pet’s insurance is how the claims are processed, as well as any co-pays, deductibles, add-on charges, and any other fees. Also, make sure your policy allows you to choose the veterinarian who will care for your feline companion.

Choose Coverage that Works for Your Needs

Zero in on the type of coverage that works best for you. You may require coverage for routine wellness including vaccinations, flea prevention, wellness exams and tests, or you may prefer coverage that includes prescriptions and extensive medical care for chronic conditions, surgeries, or even hospitalization. Do your homework and find the health insurance policy that best serves your needs so that you do not find yourself in a position where you can't receive the needed coverage.

Check Out the Insurer’s Track Record

As important as it is to make sure you choose a policy with coverage that works for your pet, it's also necessary to examine your insurance provider's track record for dependability. It won't help much to pay for fantastic coverage if you can't count on it. Go with a company with proven stability, experience and plenty of positive recommendations.

Enroll Your Pet While Young and Healthy

Make sure to enroll your kitty in your health insurance plan of choice while young and healthy. Don't wait until problems start surfacing to avoid limited coverage due to any pre-existing health conditions and to reduce your policy costs. Just as with humans, pet insurance premiums may go up as your feline friend ages.

Need Help Selecting a Plan?

If you have a question regarding the selection of cat health insurance, contact us at All About Cats Veterinary Clinic for recommendations based on our experience. We will work with you to find the plan right for you! Our goal is to make sure your cat receives any care needed. You can trust that we have your furry friend's best interest at heart because we are all about cats!